Long Term Care

Long Term Care:
Long Term Care insurance covers needs that are not covered by Medicare or Medicaid.  Long Term care policies generally cover home care, assisted living, adult daycare, respite car, hospice, nursing home and Alzheimer’s facilities.  Long Term care insurance helps to pay for out of pocket expenses.  The kinds of long term care plans and premiums available vary with the needs of the client and allow them to choose the daily coverage amount and terms of the policy.